I am in debt as well, got maried to a man with no debt at all/ no credit at all. But I feel obligated to him, myself and my marriage to clean up my credit before we try to buy a house. I will be married a year December 19, 2015. Try sitting down with him at night a draft a letter to all of your creditors and setting up a payment plan.
Or wait until you are married, then go together to a credit counselor or your bank and do a bank consolidation loan. My husband, decided he would pay all the bills for as long as it takes for me to clear up my credit. Luckily, we dont have carpayments or children young enough where we have to worry about daycare.